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If I won the lottery

Winning the lottery is one of the those day dream fantasies I often find myself in. Who doesn't want to just get a ton of money out of pure luck? How much easier would my life be? Some people probably think about all of the extravagant things they'd buy, but I guess my fantasy ends up being a bit more practical.

I would first pay off my student loan immediately. Then, I would probably check with my family and see if they had any loans that needed paying off. I guess I just think clearing debts is a good first step when you get a ton of money.

Honestly, next I would probably set aside enough money for me to attend another master's program after this one finishes. If I could reasonably afford multiple master's degrees, I would get them. I'm loving being back in school again and there is so much more that I want to learn. Not that I would want to stay in school forever, but I could stand another year or two. Or maybe more in the future.

Probably next I would set aside enough money to put two kids through college. While these future kids of mine are a little ways off, college is one of the largest expenses out there right now, so if that was taken care of, a lot of my future would be set. Maybe I'd make sure I had enough money for four kids (which is the highest number of kids I could see myself having).

Now, the extravagant thing I would do would probably be to organize a vacation for me and my friends with me footing the bill. Now this wouldn't be the most insanely expensive vacation because, at a certain point, I don't see the difference between expensive and insanely expensive hotel rooms, food, etc. But, we could fly first class and stay at a nice air bnb. I'm not sure where I'd have us go, but I guess I'd want it to be somewhere I haven't been before and where they haven't been before. Belize has been on my list for a while now so maybe there? Or probably several countries (hey I've won the lottery, I can afford it!).

After the vacation though, I'm afraid that I'd be rather boring. I'd ask a financial advisor how much I should put into my retirement account, how much into investments, how much into savings, and how much into checking. With whatever spending money I have form this, I would probably like to buy people nice presents for their birthdays and Christmas. Again, this probably doesn't mean like a Tesla, but there are often presents that I wish I could get for people that are just beyond my price range, but hopefully that wouldn't be a problem anymore.

If I still had an insane amount of money (lottery winnings do seem to vary a bit and then there are those pesky taxes), I would probably buy a house in Chicago so that I'd always have a home there and when I wasn't there I would just rent it out. Ideally, it would be close to the lake and have a yard (I do long to get a dog which is probably something else I would get, but my dog would still be a shelter dog, I would just spoil them to bits).

I guess there is also a superstitious side to me that would also have me buy another lottery ticket. I mean, it worked once, right?

(Prompt by Kimisha Cassidy)

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